Loan Stress Testing - Training - Implementation and ReviewStress testing examines the impact of an event (or combination of events) on revenue streams and portfolio value. The stress testing process significantly increases awareness of risk and the need for risk management principles. ERP247 will assist community banks in getting started with this proactive loan testing approach deemed necessary by the regulators.  | HIGHLIGHTSIntroduction to Stress Testing What can be done without purchasing a sensitivity model What are the advantegs of a sensitivity model Creating a reasonable and regulator acceptable scenario Setting controls and risk limits based on results Using results as support documentation for ALLL Regulatory Guidance on Stress Testing Stress Testing Individual Loans Stress Testing Portfolio Segments Staff training, application consistency and implementation |